The people our borrowers actually use. Contractors, title companies, insurance agents, agents, and more — in one place.
Getting the loan is the easy part. Finding a contractor who shows up, a title company that can close in five days, or an agent who knows what an investor actually needs — that’s where deals slow down. We’ve spent thirteen years collecting those names. We’re putting them here as we go, starting with the people our borrowers ask us about most.
Arundel Station Homes, LLC
Builds new homes to order on lots he controls, and takes on full-gut renovations, additions and garages alongside them. Registered Maryland home builder, MHBR #8498. He is also a licensed agent with RE/MAX United, so he can list what he builds rather than handing it off.
SDR New Homes, LLC
Ground-up single family homes across Southern Maryland — twelve to fifteen of them finished in the last two years. He works the way a lot of investors wish more builders would: buy the lot outright, get the house under contract, then break ground, so it is usually sold before the foundation is poured. Custom builds on your own lot as well.
Ready To Sell Renovations
Whole-home renovations and custom builds out of Edgewater, MHIC #133556. Kitchens in fifteen working days and bathrooms in ten is the standard he holds his crews to. He also takes on insurance claim work and pre-listing renovations that get paid at closing.
Paul Brooke
Third-generation custom home builder in Dunkirk, MHBR #4283, with hundreds of homes across Southern Maryland since 2004. Calvert, St. Mary’s and Charles, built through a collaborative design process rather than off a catalogue. Paul learned the trade alongside his father and uncle and still supervises the builds himself.
RE/MAX United Real Estate
Fifteen years in the residential building industry — permitting, sales and construction, on new builds and renovations. He is also a licensed agent with RE/MAX United, so he can price the finished house as well as build it, and a serving Prince George’s County firefighter.
Southern Maryland
Carpenter and handyman across Southern Maryland — trim and finish work, the punch list, and the jobs that are too small to put a general contractor on. The phone is the way in; there is no website.
Owings, MD
Master-licensed with more than twelve years behind them. AC and heating installation and repair, ventilation, ductwork, water heaters, and emergency service — residential and commercial.
Huntingtown, MD
Propane and heating fuel oil delivery across Southern Maryland, plus tank installation and water heaters. Tankless, traditional and heat pump, water treatment and softeners, gas fireplace service, and mobile fuel delivery to a job site. MHIC #137102 and Master Gas Fitter #90028.
Dunkirk, MD
Locally owned Southern Maryland settlement company. Offices in Dunkirk and Owings with closing locations in Annapolis, Upper Marlboro and Solomons. (No relation to the national car-title lender of the same name.)
Annapolis, MD
Attorney owned and operated, licensed in Maryland, Virginia and D.C. Six offices, so there is usually one near the property rather than near them.
Annapolis, MD
Attorney owned, with more than fifty years of combined title and settlement experience. Handles loan documents as well as settlement, which is part of why our closings move quickly.
Towson, MD
Full service title and closing across Maryland, residential and commercial. Has turned our investor closings around on very short notice. Funds by wire only.
Millersville & Solomons, MD
Attorney backed and veteran family owned. Handles residential, commercial, construction, reverse mortgage and cash transactions.
Columbia, MD
Seventeen settlement locations across Maryland, Delaware, Virginia and Pennsylvania, with a client portal that notifies you at each milestone.
Adam Knoll
Independent agency in Columbia writing the cover a renovation actually needs. Builder’s risk, vacant building, and landlord and rental property policies all sit on their own pages, and the builder’s risk page names lenders among the parties it protects. Eleven carriers including AIG, Chubb, Travelers, The Hartford and Berkshire Hathaway GUARD, with access to non-standard markets — which is what a vacant or half-gutted house needs.
Rick Gastley, Senior Account Manager
National broker with a construction practice that names builder’s risk, contractors’ general liability, riggers’ liability and surety outright. The Warrenton office was Service First Insurance, better than twenty years in Northern Virginia, until Relation acquired it in 2019. Pitched at contractors rather than at flippers, so say what the project is.
Allstate — Shelley Driscoll and Lauren Monachello
Allstate agency in Edgewater covering landlord and rental dwelling policies plus a business owner’s policy. Shelley Driscoll runs it, with Lauren Monachello licensed alongside her. This is the finished-and-rented end of the market rather than cover for a house under renovation, so it suits a rental you are holding rather than a flip in progress.
Kyrstin M. West
Independent agency with offices in Crofton and Columbia, representing around thirty carriers. Commercial property, contractors, landlord liability and workers’ compensation alongside the personal lines. Their carrier list runs to the specialty markets — Tapco, Scottsdale, Markel, American Modern — so ask them what they can place rather than assuming.
John R. and Maggie Chenault
Independent agency in Laurel and an appointed agent for REInsurePro’s real estate investor program. That program puts tenant-occupied, vacant and renovation properties on a single monthly reporting schedule across every entity you own, with premises liability, loss of rents and flood available on it — which is the shape an investor’s insurance actually takes. Home, auto, landlord, small business and surety through Travelers alongside it.
Appraisers of Maryland
Maryland certified residential appraiser out of Dunkirk, licence #30012284. She appraises manufactured homes certified by HUD, which is scarcer in this market than it sounds — when an appraisal panel could not find anyone in Southern Maryland willing to take one on, she was the one who would. Quick, and easy to work with.
Stevensville, MD
Maryland certified residential appraiser on Kent Island, licence #30012457. Handy on the Eastern Shore side of the Bay Bridge, where Southern Maryland appraisers do not always travel.
Broadneck Home Inspections, LLC
Annapolis home inspector, Maryland licence #33212, with twenty years as a remodelling contractor behind the clipboard. Whole-home and new-construction inspections, historic houses, and pre-listing reports, plus roof, chimney, radon, mold, septic, water quality, wood-destroying insect and thermal imaging.
RE/MAX United Real Estate
Works with investors on both ends of the deal — finding properties worth buying and getting the finished flip sold. Has closed a number of projects alongside our borrowers.
RE/MAX United Real Estate
Broker at RE/MAX United in Upper Marlboro. An active investor himself, so he reads a deal the way a buyer does rather than the way a listing agent does.
Montague Properties
Runs Montague Properties out of Prince Frederick, working investors and retail buyers alike across Southern Maryland. Pulls comps quickly, which matters when you’re deciding on a deal the same week.
The Poliansky Group, Keller Williams Preferred Properties
Runs his own team out of Upper Marlboro and invests himself — we’ve funded several of his own purchases. Also licensed in Virginia.
The Poliansky Group, Keller Williams Preferred Properties
Director of operations for the Poliansky Group and a licensed agent. Runs the transaction side, which is usually who you actually need once a deal is under contract.
The Mead Team, RE/MAX United Real Estate
Four decades in the business, with distressed property, foreclosures and short sales among his specialties. Buys and renovates on his own account too, and sources off-market. Speaks English and Spanish.
The Mead Team, RE/MAX United Real Estate
The other half of the Mead Team, and an investor in his own right — we’ve funded his projects too.
RE/MAX United Real Estate
Works the investor side actively — brings buyers to us and runs her own comps and ARV analysis rather than leaving it to you. Nine years licensed. Also listed under Neighoff.
Team Stueckler, Keller Williams Flagship
Family team working the Chesapeake Bay side of Calvert and Anne Arundel. Renovates and resells himself, and his profile lists investment property as a specialty. Also licensed in D.C. and Virginia.
The Southside Group Real Estate
Agent and active flipper in Southern Maryland — we’ve funded his own projects. Underwrites for either exit, resale or refinance into a rental.
Cummings & Co. Realtors
Agent and active flipper — he and Matt Lancelotta buy and renovate together as Lotta Properties, and we have funded a run of their projects. Works out of the Columbia office.
Maryland Residential
Twenty-seven years licensed, and an investor in his own right — he and Rob Culotta renovate together as Lotta Properties. Based out of Columbia and strongest in Howard County.
Northrop Realty: A Long & Foster Company
Branch manager for Northrop’s Ellicott City, Columbia and Annapolis offices, and seventeen years licensed. Past president of the Howard County Association of Realtors and their Realtor of the Year in 2017. Came into the business from mortgage and banking.
Riptide Property Group of CENTURY 21 New Millennium
Runs the Riptide Property Group team out of the Prince Frederick office, covering the Western Shore from Calvert down through St. Mary’s.
The Pomfrey Team at Cummings & Co. Realtors
Associate broker and team leader out of Nottingham, and an investor himself — he flips as J&R Dreamworks alongside Jeff Timmons. He knows the rehab side from the inside, and he sends investors our way.
Catonsville, MD
Independent brokerage started in 2019 and now more than a hundred full-time agents across three offices, licensed in Maryland, Pennsylvania, D.C. and Virginia. We have funded the owner’s own renovation projects.
Upper Marlboro, MD
The brokerage several of the agents on this page work out of. Deep in investment property themselves — rentals, new construction, and buying in any condition. Jack Bannister of Bay Private Capital is a sales associate owner here, so treat this listing as a family tie rather than an arm’s-length referral.
Chesapeake House Hunters, LLC
Family-owned outfit in Huntingtown buying houses for cash straight from owners — foreclosures, inherited and probate property, and houses that won’t sell conventionally. Deals of theirs we’ve funded have included estate properties and full gut renovations.
Peninsula Home Buyers
Buys houses for cash in as-is condition and settles in thirty days or less. No commissions and no closing costs to the seller — repair jobs, inherited and probate property, tenant-occupied rentals and pre-foreclosures. We have funded thirteen of their projects, from Dundalk rowhomes to Kent Island waterfront.
Clear Vision Property Management
Owner and president, in property management since 2004 and a licensed agent and investor himself. Full service — leasing, tenant screening, rent collection, maintenance, inspections, and reporting.
Noah Dodson
Full service management for rentals — renovations, rent collection, tenant placement, and 24-hour maintenance covering plumbing, HVAC, electrical, and lawn care.
FitzGerald Financial Group, a division of TowneBank Mortgage
Branch manager of the Annapolis office. Originates conventional, FHA, VA, USDA and jumbo loans across eighteen states including MD, VA, D.C., DE and PA — a route out of a short-term loan into permanent financing. NMLS #476439. Company NMLS #512138. Equal Housing Lender.
AnnieMac Home Mortgage
Branch manager of the Waldorf office. Conventional, FHA, VA, USDA, jumbo and renovation loans, plus DSCR financing for investors who want to keep a finished project as a rental rather than sell it. Licensed in eleven states including MD, VA, D.C., DE and PA. NMLS #170712. Company NMLS #338923. Equal Housing Lender.
The JBK Mortgage Team at Vellum Mortgage
Senior loan officer running his own team out of Annapolis. Conventional, FHA, VA, USDA and jumbo, plus construction-to-permanent, bridge and non-QM lending built for real estate investors, including DSCR. Licensed in MD, D.C., VA, FL and SC. NMLS #1095269. Company NMLS #1657323. Equal Housing Lender.
Guild Mortgage
Branch manager of Guild’s Dunkirk office, and twenty years in the D.C., Maryland and Virginia market. Down payment assistance for first-time buyers, VA and USDA for military and rural buyers, jumbo, and refinance. NMLS #455891, branch NMLS #2619818.
Annapolis, MD
Commercial paving and concrete — parking lots and roadways, milling, asphalt patching, crack filling, sealcoating, striping, and concrete sidewalk, curb and gutter work. Commercial and multifamily rather than single driveways. 24-hour emergency service.
Harwood, MD
Design-build landscape company — custom design and installation, hardscaping including retaining walls, patios, driveways and walkways, plus lawn and plant installation and ongoing maintenance. Outdoor living space work rather than mow-and-blow.
Dockshare
Founded Dockshare, a marketplace where a private dock owner can rent out a slip they are not using. It gives boaters somewhere to tie up where there is no marina, and listing a dock is free. Worth a look if you own waterfront that is sitting idle between projects.
Southern Maryland
Live music for hire — a John Lennon Songwriting Contest winner playing around Southern Maryland. The one to call when a finished house needs an open house, a settlement party or a client event with something better than a playlist. Bookings by email.
Wound Tight Charters
Third-generation Chesapeake Beach charter captain — a mate since 1992 and a licensed 100-ton master since 2000. Fifty-foot boat licensed for thirty, out of Chesapeake Beach in spring and autumn and Ocean City through the summer. Half-day inshore, trophy rockfish, the offshore canyons, and sunset cruises that catch nothing at all.
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If you’ve worked with a contractor, title company, or agent who did right by you, send them our way. We add people our borrowers vouch for.
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