Fast, Reliable Private Money for Real Estate Investors

Family-owned hard money lender serving Maryland, VA, D.C., PA, and Florida since 2013. Approval in 24 hours. Funding in as few as 3 days.

Jack Bannister Ben Bannister Mark Sobotka

Welcome to Bay Private Capital's virtual office — we're happy to have you. How can we assist?

Jack, Ben & Mark
95%
Repeat Clients
650+
Loans funded
13+ yrs
In business — since 2013
24 hrs
Application review & approval
100%
Financing available on most acquisitions
5–7 days
Typical funding — sometimes as few as 3
Since 2013

Our Story

A family-owned private money lender headquartered in Maryland.

Bay Private Capital was founded in 2013 with a simple mission: to help real estate investors achieve their goals — whether renovating homes for resale or building long-term rental portfolios.

After decades of experience in residential real estate and mortgage lending, Jack, Ben, and Mark recognized a growing need for reliable private capital in the local DMV real estate market. Collectively, the principals have purchased and sold hundreds of homes, built hundreds of new construction properties, completed extensive renovations, managed real estate teams, and originated thousands of residential mortgages. They've seen virtually every market cycle and scenario.

Today, Bay Private Capital leverages that real-world experience to help responsible real estate entrepreneurs confidently grow their businesses.

— Jack, Ben, and Mark

What We Offer

Areas Served

Most of Maryland, VA, D.C., PA, and Florida. Other areas and states can be discussed — just ask!

We've funded projects as far north as Frederick and Bel Air, MD, as far east as Ocean City, MD, as far west as Loudoun, VA, and as far south as St. Mary's County, MD. We'll look at almost any potential project.

Cities and towns we serve include Essex, Dundalk, Catonsville, Halethorpe, Glen Burnie, Annapolis, Edgewater, Stevensville, Bowie, Crofton, Suitland, District Heights, Laurel, Hyattsville, Clinton, North Beach, Owings, Prince Frederick, Lusby, California, Waldorf, and La Plata.

Ready to fund your next project?

Apply in minutes. We'll review and respond within 24 hours.

Start Your Application