Bay Private Capital Your Home Town Hard Money Lender

Project Calculators

Estimate your net profit. As with all real estate transactions, minor variables will adjust the precise numbers.

Net Profit Calculator

How to use: Fill in your project numbers. Advanced assumptions are pre-filled with customary amounts — adjust only if needed. This is an estimate, not a quote.
Your Project
Purchase price from seller
Estimated total scope of work to finish the project
Price you plan to sell for
Time to complete and sell
Assumptions (adjust only if needed)
2.5% is the current customary amount
If you're the listing agent, set to 0%
1.5% is generally safe. If the buyer pays all transfers in a distressed sale, use 3%
Any seller concessions you plan to offer
Results
Loan to Value (LTV)
We shoot for 65% or less — possibly 70% if the profit is high enough —
Closing costs to buy (≈3.5% of acquisition: title fees, insurance, transfer taxes)—
Carrying costs (loan interest and origination fee)—
Cost to sell (commissions and transfer taxes)—
Total cost to buy, carry, and sell—
Estimated Net Profit
—

Estimates only. Actual results depend on final scope, market conditions, and transaction specifics. Apply now or call us to talk through your numbers.

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